Flood insurance covers your home and personal property for a claim due to rising water. Some people make the costly mistake and decide not to buy flood insurance because it is not required by their lender or they think it is covered under their homeowner’s insurance policy.

These are the same people who are financially devastated anytime a flood occurs.

Adding flood insurance to your insurance package means you’re covered if groundwater rises and floods your home—a situation that isn’t usually covered by home policies. The only way to adequately protect yourself from flooding is to purchase a flood insurance policy. Preferred rates are offered to properties that are not located in high-risk flood areas (when it’s not required by a lender) and are affordable to most any homeowner’s budget.

The situations that cause flooding—heavy rain, melting snow, severe coastal weather—can happen anywhere. In fact, one in five flood insurance claims comes from someone in a low—or medium-risk area.

Home insurance companies won’t cover water damage caused by a flood. If you live in a designated flood zone, you’ll want to purchase flood insurance separately from the government’s National Flood Insurance Program (NFIP) or from a private flood insurer.

Savannah Insurance Advisors prides itself as a flood insurance expert. We have the experience and knowledge to advise you if you are a new home buyer or a current flood policyholder seeking to lower your rate, we are here for you. With flood insurance, we primarily work with Progressive to find you the best rates! Learn more here.

Are you looking for a quote? Savannah Insurance Advisors will find you the right company and the right price. Request a quote here!

flood insurance